All owner-operated businesses in United Kingdom

2026-08-04

Can you renew your lease? It comes down to one paragraph most owners have never read

Rent is your biggest fixed cost after wages, and one paragraph in your lease decides whether you get any say in it. If your lease was contracted out of the Landlord and Tenant Act 1954, then on the day the term ends you have no right to stay, no right to a new lease and no compensation. If it was not contracted out, you have all three. Below: how to tell which one you signed, what each is worth in cash, and what the reform now out for consultation would change. This is England and Wales law. Scotland and Northern Ireland work differently.

2026-07-13

The 2026 business rates "tax cut" is really a rise for a lot of small firms. Here is how to tell which one you got

Here is a rare bit of tax news that sounds like good news: from 1 April 2026 the government cut the business rates multiplier for shops, cafes, salons and gyms in England and called it a permanent tax cut. So why are some owners opening a bigger bill than last year? Because the headline compares your rates to a price you never actually paid. Here is how to work out, in about two minutes, whether your bill went down or up, and what to do either way.

2026-07-09

Making Tax Digital for Income Tax has started, and the real cost is not the software

If you trade as a sole trader or take rental income, the way you report it to HMRC changed on 6 April 2026. Making Tax Digital for Income Tax is now live for the first band of people, and it is coming for almost everyone else over the next two years. Most of the noise is about which software to buy. That is the small question. The bigger one is what this does to your time, your cash, and quietly, what your business is worth.